Margin Call vs Liquidation: The 24-Hour Window Explained
A margin call is a 24-hour warning. Liquidation is automatic. Here is the timeline of how each works on a crypto loan, and the five things you can do during the warning window.
Crypto Loans for Small Business: Working Capital from BTC
Founders with crypto holdings increasingly use BTC-backed loans for working capital. Here is how the loan structures work, what lenders to use, and the mistakes to avoid.
How to Calculate Your Crypto Loan LTV: Beginner Guide and Calculator
A plain-English walkthrough of LTV math for crypto loans, with worked examples for BTC, ETH, and USDC collateral, and the three thresholds every borrower needs to know.
Ethereum-Backed Loans: How They Differ from Bitcoin Loans
ETH-backed loans were rare until 2024. Now they are standard on every major platform. Here is how Ethereum loans differ from Bitcoin loans on rates, LTV, and risk.
Crypto Loan vs HELOC vs Personal Loan: Full 2026 Comparison
Three ways to borrow without selling assets — crypto loan, HELOC, personal loan. We compare rates, terms, tax angles, and risk profiles so you can pick the right one.
Cold Wallet vs Custodial Crypto Loans: A Security Comparison
From full custody to multi-sig to self-custody DeFi, the four custody models compared on risk, convenience, and cost.
How Crypto Loan Interest Rates Are Calculated (and Why They Vary)
Variable vs fixed rates, the five inputs that drive every quote, and why Nexo at 1.9 percent is not the same product as Aave at 5 percent.
Form 1099-DA Explained: What Crypto Borrowers Need to Know
New Form 1099-DA reporting starts hitting crypto borrowers in 2026. Here is exactly when it triggers on a crypto loan, when it does not, and how to reconcile it on your tax return.
Crypto-Backed Loans vs. Traditional Loans: 2026 Benefits
Last updated: April 23, 2026 · Reviewed by Jordan M. Reyes for 2026 rates and protocol terms. As we enter February 2026, the global credit market is more competitive than ever. Traditional banks are beginning to integrate digital assets into their underwriting frameworks following new directives from the FHFA (Federal Housing Finance Agency), while specialized […]
Stablecoin Law & GENIUS Act: Impact on Crypto Loans
Last updated: April 23, 2026 · Reviewed by Jordan M. Reyes for 2026 rates and protocol terms. As of early 2026, the global digital asset market has entered a new era of institutional legitimacy following the enactment of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act). Signed into law on July […]